Mortgage Broker Since 1999
No Rough Waters. No Runaround.
Mortgages can get complicated. With experience dating back to 1999, Captain Wil helps consumers and real estate professionals navigate financing with experience, options, communication and a little South Florida personality.
The Captain Part Isn't Completely Made Up.
YES, I ACTUALLY BOAT AND FISH.
I didn't choose the Captain Wil theme because somebody in a marketing meeting thought anchors looked cool. I actually love being on the water, fishing, learning the waters around South Florida and figuring out where the fish are hiding.
It turns out mortgages aren't all that different. Conditions change. Every situation is different. Experience matters. And having somebody who knows how to navigate when things get complicated can make all the difference.
I've been navigating mortgages since 1999. The fishing came with fewer underwriting conditions.
FUN WEBSITE. SERIOUS MORTGAGE EXPERIENCE.
I've been helping people navigate mortgages since 1999.
The fun branding sits on top of decades of real-world mortgage experience. I've watched loan programs, markets, technology and plenty of guidelines change over the years. One thing hasn't changed: people want someone who will answer the phone, explain what's going on and help find a solution when things get complicated.
Experience
Over two decades navigating every kind of loan file and market cycle.
Communication
You get a real person who picks up the phone and explains things clearly.
Problem Solving
Complicated files don't scare me. They're usually where I'm most useful.
Multiple Options
Broker flexibility means access to a wide range of lenders and programs.
Education
You'll understand your loan before you sign anything.
Personal Service
Your mortgage isn't handed off to a call center. It's handled by me.
Some loans are smooth sailing. Others require a little navigation. I've done both since 1999.
A BIGGER TACKLE BOX.
Every borrower is different. That's why one mortgage product doesn't fit every situation.
If you don't see your exact situation here, ask me. That's the whole point of having a bigger tackle box.
No actual fish were harmed while structuring your mortgage.
YOUR HOME. YOUR MONEY. YOUR COURSE.
Buying a home? Get a captain.
Whether you're buying your first place, refinancing, or building an investment portfolio, I help you understand your options, plan before you shop, and structure the financing so there are no surprises at the closing table.
- ●Understanding financing options
- ●Planning before shopping
- ●Preapproval
- ●Comparing programs
- ●Structuring complicated files
- ●Communication throughout the transaction
- ●Refinancing
- ●Investment properties
- ●Equity solutions
REALTORS NEED A GOOD CREW TOO.
You find the house. I'll help navigate the financing.
I work closely with real estate professionals because I know how communication and execution affect the entire transaction. Nothing ruins smooth sailing like finding out about a financing problem three days before closing.
- ●Responsive communication
- ●Scenario reviews
- ●Preapproval assistance
- ●Financing education
- ●Problem solving
- ●Product knowledge
- ●Collaboration
- ●Keeping agents informed
- ●Helping clients understand financing
- ●Availability for questions
NAVIGATING THE MORTGAGE
A simple route from hello to keys in hand.
Pick Your Destination
Tell me what you're trying to accomplish.
Check the Conditions
We review income, credit, assets, property and available options.
Chart the Course
We identify the mortgage strategy that makes sense for your situation.
Navigate the Process
Application, documentation, underwriting and conditions.
Arrive at Closing
Sign, close and get the keys.
Wil Reguera
Mortgage Broker Since 1999
WHO IS THIS GUY, ANYWAY?
Meet Captain Wil
I've been in mortgages since 1999, which means I've watched loan programs, markets, technology and plenty of guidelines change over the years. One thing hasn't changed: people want someone who will answer the phone, explain what's going on and help find a solution when things gets complicated.
When I'm not working on mortgages, there's a pretty good chance I'd rather be somewhere on the water. Captain-Wil.com is what happens when those two worlds collide.
Yes, the website is having fun. The mortgage advice is serious.
READY TO CHART YOUR COURSE?
Grab a time that works for you and let's talk about what you're trying to accomplish. No pressure. No confusing mortgage speech. Just a conversation about the best way forward.
| Su | Mo | Tu | We | Th | Fr | Sa |
|---|---|---|---|---|---|---|
Select a date to see available times.
Fundnancial · Wil Reguera · NMLS 546539 · Licensed in the State of Florida.
ALREADY KNOW WHERE YOU'RE HEADED?
If you're ready to get started, jump directly into the mortgage application.
Apply NowCAPTAIN'S LOG
A little proof that I occasionally leave the mortgage office.
Follow the Captain
More from the water, the boat, and the occasional mortgage closing.